Terms of Use

Who these terms apply to:
These Terms of Use govern your access to and use of SpendOS, the Pepmo website, and any related services operated by PIPL ("Pepmo", "we", "us"). By accessing or using any Pepmo service, you agree to these terms.

For enterprise clients, your Master Services Agreement or Order Form governs your use of the SpendOS platform. These Terms of Use apply to website visitors and users without a signed agreement.

What you can do:
You may access and use our website and public-facing materials for your own legitimate business purposes. You may not:

• Reproduce, copy, or distribute any content from our website without written permission

• Attempt to access any part of the platform you are not authorised to use

• Use our services for any unlawful purpose

• Reverse engineer, decompile, or attempt to extract source code from our platform

• Use automated tools to scrape, crawl, or index our website without permission

• Impersonate Pepmo or any of its employees or representatives

Intellectual property :
All content on this website — including copy, design, code, product names, and logos — is owned by or licensed to PIPL. SpendOS, Pepmo, and related marks are trademarks of PIPL. Nothing in these terms grants you a licence to use our intellectual property.

Third-party links:
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of those sites.

Disclaimer:
Our website and platform are provided on an "as is" and "as available" basis. We make no warranties, express or implied, about the accuracy, reliability, or fitness for purpose of any content or service.

Governing law:
These terms are governed by the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Pune, India.

Changes:
We may update these terms from time to time. We will notify you of material changes. Continued use of our services after changes take effect constitutes acceptance.

Contact :
PIPL Office 108-109, Amanora Mall, WeWork Amanora Crest, Amanora Park Town, Hadapsar, Pune, Maharashtra 411028 | support@pepmo.app